1. 1 ;       2. 1         3. 3 ;       4. 1 NT
  5. 1 ;       6. 2 ;       7. 2 ;       8. 2 NT
  9. 1 ;     10. 1 NT;     11. 2 ;    12. 1 
13. 3 NT;    14. 6 NT;     15. 2 NT;   16. Pass
17. 2 ;     18. 1 ;     19. 2 ;     20. 3 

21. BONUS QUESTION
South opens the bidding 1 NT; North responds 3 NT.
Opening lead is the  Jack.  If East plays the King and
returns a Heart, win with the  Queen.  If East does not
play the  King, win with the  Queen.  In either case
play the the  2.  If West wins with the  King and
returns a Heart (best defense) win and play Diamonds.
If West plays a small Diamond, win the Queen and
play the Ace and another Diamond. Play all your
Diamonds then play a Club for the ninth trick: 2 Spades;
2 Hearts; 4 Diamonds; 1 Club.

22. BONUS QUESTION
South opens 1 Spade. North responds 2 Hearts;
South 2NT; North 4 Spades.  Opening lead is the  King.
Win the  Ace and play two rounds of trump.  Then the
Ace/King of  Diamonds and trump a Diamond in Dummy.
Play a small Heart to the King. If the King wins pull the
last trump.  If East wins and plays a Diamond then trump
with the 10 of Hearts and pull the last trump with the nine.
You will lose 2 Clubs and a Heart making 4 Spades.

23. (a) 11, (b) 2, (c) 1 ;     24. 33
25. (a) Queen,  (b) finesse
26. (a) 4 Hearts, (b) 5 Diamonds;                27. True;        28. 13
29. King;    30. True;  31. 4;    32. False;   33. Queen;    34. ?

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