NORTH
S K J 3 
H A 4 2
D Q 9 3
C 10 7 4 3
WEST EAST
S 6 5
H Q J 10 6
D A 5 4
C 9 6 5 2 
S Q 9 8 7 4 
H 8 7 5 
D 7 6
C A J 8 
SOUTH
S A 10 2
H K 9 3
D K J 10 8 2
C K Q
 
SOUTH WEST NORTH EAST
PASS PASS
1 NT PASS 3 NT ALL PASS